Well....this 1,400 number gets thrown around a good bit. It's what a average German apprentice kid....entering around age 16....will get around age 67. Figure baker, plumber, heating tech, etc.
Germans talk about this...in a critical way.
If you were smart...around age 30, and invested a bit....working extra hours....you might achieve a investment fund to additionally supplement your 1,400 Euro....with anything from 300 Euro to 1,000 Euro.
Lot of differing numbers, but around 50-to-62 percent supplement 'something' toward the pension situation.
So roughly 40-percent of society do nothing.
Can you survive purely off 1,400 Euro? If you resize your living situation...living in a more rural area....yeah. You'd probably dump the car....drink less booze....and avoid vacations.
If you were marginally paid over the forty-odd year period, and only making 900-Euro a month? You'd be screwed, and probably getting some welfare funding.
End-point? Well....you see this a good bit....where a German reaches age 50, and suddenly realizes the reality...shaking their head.